About Cadre Capital
As ‘Wealth Stewards’ our goal is simple: we work diligently to ensure that every interaction with our clients results in improvement. Our unique approach for our clients is clear from the onset, assisting to identify and achieve your ambitious goals irrespective of what life can throw at you sometimes.
Our team of experts in the Financial Services industry brings over 100 years of combined experience. With our deep knowledge and client-centric approach, you can be confident that you’ll get the most out of our specialists in their respective fields.
At Cadre Capital Partners, we believe in working closely with you, taking a practical approach to help you achieve your goals. We understand that securing your financial future requires a team effort. The team consists of you and Cadre Capital Partners, working together harmoniously to reach your desired outcomes.
We stay ahead in technological advancements and take an interactive approach to meet your Wealth Advisory needs. Our proprietary technology engages you in the process, ensuring we prioritize what matters most to you and your family. This technology empowers us to achieve the ambitious goals you set.
Financial Planning Process
What You Can Expect
01
The First Interview
02
Collect Information
The Value of any financial plan depends on the quality and accuracy of the information upon which the plan is based. Make sure you give us up to date information.
03
Set Goals & Objectives
The next step is to prepare short, medium and long-term objectives. A second meeting will normally be required to discuss and clarify any issues in more depth.
It is at this point that, together we will establish precisely what you want from us and reach agreement on the Terms of Engagement – the written contract relating to our services. Your approval of the terms and cost of engagement is required before we proceed to the next step
04
Formulate Strategy
The strategy is developed to achieve the objectives that are set.
We will recommend a strategy or combination of strategies devised to achieve your goals within the agreed risk and time framework. Your financial planner will then present a written report (known as the Statement of Advice (SOA)) to you. The written report will include appropriate products and services tailored to your circumstances.
05
Select Appropriate Products
& Services
Review and revise the plan at regular intervals, or when circumstances change. Whatever suits your financial situation.
06
Implement Strategy
The plan is now ready to be implemented and all the necessary paperwork completed. Our implementation team will co-ordinate all documents and/or other requirements in to complete the implementation.
07
Portfolio Review Service
It is essential that your financial plan is reviewed and refined to ensure the plan stays on track and that your goals are achieved.
It is therefore essential you select Cadre Capital Partners Ongoing Review Service. The cost of this service will be quoted in your Advice document.
The Team
Fraser Mascitelli
Financial Adviser
Fraser started his journey in Financial Planning in 2019 with Cadre Capital, and has since starting his financial advisor journey with a strong commitment to helping individuals achieve their financial goals. Fraser completed his Bachelor of Commerce from Deakin University, with a major in Finance and a minor of Financial Planning. This allowed him to explore all avenues of the financial world while continuing his working experience in the industry.
Fraser specialises in delivering outcomes and strategies which allows clients to remain comfortable while still allowing them to meet their retirement objectives and goals. Fraser has a strong belief that money is there to service a lifestyle and understanding how you want to live your life, is his main objective. Using his expertise in financial modelling and coding, it allows Fraser to have strong data to back up all his decisions and to ensure that there is a method behind his advice. Using data allows Fraser to explore all your financial pathways to find solutions which allows you to be comfortable with your financial situation and meet your goals while understanding and maintaining a your risk tolerance to ensure you are comfortable with every decision being made and you can maintain a peace of mind when it comes to your finances.
Driven by his passion for assisting individuals in navigating their financial journeys, Fraser strives to understand each client’s unique needs and aspirations to tailor financial strategies that are both effective and aligned with clients’ goals.
Fraser strives to maintain honesty, transparency and accountability and will demonstrate those qualities throughout all interactions.
Gabriel Carey
CEO & Founder
Gabriel moved into the financial services industry to help others, believing he can make a meaningful, positive difference to his community. His wealth advisory role allows him to draw on his passion for self‐improvement and utilise his personal experience and technical skills to assist his clients.
During your first meeting you will notice that he is interested in more than your financial situation. He believes Wealth Advisory role should focus on identification and achievement of your personal ‘Why’ . Whilst circumstances and situations may change, the inner desires, morals and aspirations rarely do. Assisting to identify and achieve his client’s aspirations are what drives Gabriel.
Having originally started his career as an Officer in the Australian Defence Force, he saw active service international and rapidly rose through the Officer ranks. He had achieved his military goals by his late 20’s and was ‘seeking more out of life’. He was concurrently offering financial advice in his spare time and, in 2001, after receiving the award as the top national graduate of Investment Fundamentals for his Diploma of Financial Planning, he formally moved into the financial Services industry.
He initially worked with financial products, in the Funds Management industry,where he was awarded the ‘Business Development Manager of the Year’ in 2003 and was soon approached by Macquarie Funds Group to establish their Melbourne office. He successfully established MFG’s Melbourne presence and, following the GFC, Gabriel realised he would prefer to establish his own business. This to the establishment of GC Financial Pty Ltd and recently Cadre Capital Partners Pty Ltd, independently owned businesses, enabling him to service clients with an agnostic and broader product list. He is committed to being part of the journey with his clients, providing them the highest quality of service. With a very approachable demeanour, he explains strategies in an easy to understand way, ensuring his clients are informed and confident each step of the way.
Approaching a financial adviser can seem daunting at first, however Gabriel ensures you have a positive experience. Gabriel prides himself on his technical knowledge, but has a firm belief that Financial Advice should be easily understood by his clients. His clients appreciate his ability to solve complex problems with easy to understand solutions. By exploring your current situation and assisting you in discovering what is really important to you, he will help to articulate your short, medium‐ and long‐ term goals that become the foundation of his advice. He holds a Master of Business from the Australian Graduate School of Management, Advanced Diploma of Financial Planning, a Bachelor of Engineering (Hons) and Diploma of Leadership and Management from his time as an officer in the Royal Australian Air Force.
Gabriel loves cycling, enjoys cooking healthy meals and spending time with his young family. With a passion for self‐development, public speaking and leadership, Gabriel is well positioned to guide you personally as he helps you to achieve your financial goals. Gabriel Carey is an Authorised Representative No. 1239224 of Interprac Financial Planning Pty Ltd (AFSL: 246638)
Jack Mascitelli
Senior Financial Adviser
Jack transferred to the financial planning world in 2019, armed with extensive experience and a proven track record of delivering exceptional results, he has since dedicated himself wholeheartedly to his clients’ financial well-being. He continues to be driven by an unwavering desire to make a profound and positive impact on individuals and families seeking financial security and prosperity. His transition was driven by his complementary expertise and an unyielding commitment to helping others achieve their financial aspirations.
Before entering the dynamic realm of financial advisory, Jack honed his skills and expertise in the field of accounting. Here, he delved into the intricacies of SMSF Accounting, gaining invaluable insights into the world of Private Ancillary and Company Audits. This foundation is ideally suited to his role as a financial advisor.
Education has always been a cornerstone of Jack’s pursuit of excellence. He holds a Bachelor of Commerce with a specialization in Finance, providing him with a robust understanding of financial markets and investment strategies. Complementing this financial acumen, he also holds a Bachelor of Laws, offering a unique perspective on the legal aspects of financial planning. Further enhancing his knowledge, Jack holds a Graduate Diploma in Financial Planning, equipping him to provide comprehensive financial advice at the highest level.
What sets Jack apart is his unwavering belief in the power of understanding the ‘Why’ for his clients. Recognizing that each individual has unique values and life goals, he works tirelessly to tailor financial plans that align perfectly with these aspirations. Jack firmly believes that this personalized approach is the key to lasting financial success.
Jack’s approach to financial planning is grounded in transparency and simplicity. While his technical background is formidable, he firmly believes that financial advice should be accessible and easily comprehensible to his clients. By taking the time to thoroughly understand your current financial situation and future objectives, he crafts strategies that serve as the bedrock of his advice.
Beyond his professional endeavors, Jack is a multifaceted individual. He’s an avid AFL enthusiast, a regular visitor to the gym, and cherishes quality time spent with friends and family. These interests reflect his commitment to maintaining a well-rounded and balanced life.
Jack’s mission is clear and resolute: to guide you on your unique financial journey. With his extensive educational background, professional experience, and genuine commitment to helping you achieve your financial goals, he stands ready to be your trusted partner in financial success.
Cadre Investment Committee
