The Family Trust Issue Many Australians Are Overlooking
Family trust vesting is becoming one of the more important structural issues for Australian families, particularly as more wealth is held inside trusts and larger amounts are expected to pass…
Why an SMSF Is Not Always the Right Move
With it becoming easier for Australians to change super funds, more people are considering whether a self-managed super fund may offer greater flexibility and control. While an SMSF can be…
AI, Social Media and the New Frontier of Financial Advice
The Australian Securities and Investments Commission (ASIC) has issued a clear warning to artificial intelligence platforms and digital channels, highlighting growing concerns around the provision of unregulated financial advice. Recent…
Testamentary Trusts: A Powerful Estate Planning Tool for Australian Families
Testamentary trusts are becoming an increasingly common feature of estate planning in Australia as families seek better ways to protect wealth, minimise tax and manage assets across multiple generations. While…
Downsizer Contributions: Renting Out Your Home Doesn’t Mean Missing Out
Many homeowners assume that renting out their property automatically disqualifies them from taking advantage of the downsizer contribution rules. In reality, this is one of the most common misunderstandings in…
Super Contribution Caps Are Increasing – What It Means For You
Weekly earnings data released this week has triggered indexation of the superannuation contribution caps, meaning the concessional contribution cap is expected to rise from $30,000 to $32,500 from 1 July.…
Recontribution Strategies and the Hidden Rules of Your Personal Transfer Balance Cap
This week we explore how a recontribution strategy can reshape the tax profile of your super and why understanding your personal transfer balance cap matters more than the headline number.…
How Two Small Super Decisions Could Add $1 Million to Your Retirement
What if you could add close to $1 million to your retirement savings without dramatically increasing your lifestyle sacrifices? It sounds unrealistic. But for many Australians, it is simply the…
Division 296 and Franking Credits: What High-Balance Super Members Need to Understand
The proposed introduction of Division 296 represents one of the most significant changes to Australia’s superannuation system in more than a decade. While much of the public debate has focused…
Superannuation Update: Transfer Balance Cap Set to Increase to $2.1 Million
From 1 July 2026, the general transfer balance cap is set to increase from $2.0 million to $2.1 million, following the release of December quarter CPI data on 28 January.…