For couples with significant superannuation balances, estate planning decisions that once focused mainly on simplicity, certainty and tax-effective income are becoming more complicated following the introduction of Division 296 tax.…
Persistent Inflation, Higher Bond Yields and Positioning for the Next Market Rotation The Investment Committee’s latest discussion centred on a market environment increasingly defined by persistent inflation, elevated energy prices…
For many Australians approaching retirement, a common tax strategy has been to defer the sale of investment assets until employment income falls. The logic is straightforward: if salary and other…
The Investment Committee’s latest discussion focused on a market environment increasingly defined by higher-for-longer interest rates, rising government debt, persistent inflation, pressure within private credit and a widening gap between…
For retired couples with substantial superannuation balances, the interaction between reversionary pensions, Division 296 tax and estate planning can become increasingly important. A common concern is whether reversionary pensions should…
For successful families, creating wealth is often only the first chapter. The more difficult challenge is preserving that wealth, transferring responsibility to the next generation and ensuring the family remains…
Changes announced in the May Federal Budget will significantly alter how capital gains tax is calculated on investment properties from 1 July 2027. Under the proposed reforms, the existing 50…
Australians have traditionally had a strong appetite for residential property investment. However, proposed changes to the capital gains tax discount and negative gearing arrangements announced in the May Budget may…
At Cadre Capital Partners, effective portfolio construction begins with understanding risk. This is especially important within fixed income and defensive assets, where investments are often grouped together as the “safer”…
Investment Committee Overview The Cadre Capital Partners Investment Committee recently met to assess the changing global investment environment, with particular attention given to geopolitical tensions, energy security, inflation, bond markets…