A Strategic Outlook on Markets, Opportunities, and Portfolio Positioning As we enter the final quarter of 2025, our Investment Committee convened on 18 September to assess the current economic environment,…
Long-dated government bonds are under renewed selling pressure, pushing yields to levels not seen in decades and significantly raising borrowing costs around the world. These movements are not isolated or…
Superannuation can be complex, particularly when it comes to planning for what happens after death. A recent client question highlighted some common misconceptions around reversionary pensions and death benefits: “I’m…
An increasingly common conversation we have with clients is how to introduce children or grandchildren to investing. It is a valuable discussion to have, as developing financial awareness and discipline…
Two parents anticipate leaving an estate worth around $7 million to their children. This includes the family home, superannuation balances, and a modest portfolio of listed shares. Like many parents,…
When looking back over the past three decades, one clear message stands out: investors who did not hold U.S. shares have missed a major opportunity for wealth creation. The S&P…
The Reserve Bank of Australia (RBA) has reduced the official cash rate by 0.25%, bringing it down from 3.85% to 3.60%. This move follows the RBA’s decision to hold rates…
Private credit—once the preserve of high-net-worth investors with a strong appetite for risk—has entered the mainstream investment conversation. Globally, the sector has grown to around US$1.7 trillion (A$2.6 trillion) in…
For years, self-managed super fund (SMSF) trustees have relied on informal or conservative property valuations—often from local real estate agents or council land assessments—purely to meet compliance requirements. But with…
After watching your superannuation balance gradually build over time, crossing milestones like $400,000 can feel like a significant moment. It often prompts a common question we hear from clients: "Should…